Chapter 1

After my mother-in-law called my husband, asking him to pitch in for her biological son’s house, Ethan hesitated for a moment before agreeing.

Later, when he found out the truth, Ethan cried.

“Mom, if you need something, just say it directly!” Ethan Shaw, my husband, said as he ate, casually speaking to his mother on speakerphone.

There was a pause on the other end, and then his mother hesitantly spoke, “Ethan, I know I shouldn’t be asking this…”

She trailed off, and the sound of chatter filled the line, suggesting there were people around her.

Ethan furrowed his brows, stopping his meal. “Mom, what’s going on? Is something wrong?”

The line fell silent for a second, then his mother spoke again, “Ethan, your brother's girlfriend wants to buy a house before they get married. Your father and I don't have enough saved up, and I was wondering if you could lend us three hundred thousand. What do you think?”

Her voice carried a cautious, almost pleading tone.

Ethan’s frown deepened.

My heart leaped into my throat.

Ethan glanced at me and then spoke, his voice quiet but firm. “Mom, we only have two hundred thousand saved up. Give me your bank details, and I’ll send it back to you right away. If we still don’t have enough later, I’ll see if I can raise the rest.”

I scowled in dissatisfaction.

Just like that, he was ready to throw away two hundred thousand? Did he think we were some rich family? He didn’t even consider how many years it had taken us to save that money.

His mother’s delighted voice came from the phone. “Alright, alright, we’ll figure out the rest. Ethan, you should talk to your Honey about this. Once you two decide, give me a call, okay?”

“Okay.”

Ethan exchanged a few more pleasantries before hanging up the phone.

As soon as the call ended, Ethan turned to me with a regretful look. “Honey, I’m sorry. You know how good my mom has been to me since I was a kid. She’s never asked me for anything all these years, and I was afraid that if I hesitated, I’d hurt her feelings. Honey, I didn’t take all of our savings—I kept some back. We’ll save up again for a couple of years, and we’ll have enough for the down payment…”

I frowned at him, not saying a word.

Ethan sighed, still looking guilty. “Honey, you know I didn’t mean to upset you. I’m just trying to help my mom, you know? She’s always been there for me, and now she needs help. I didn’t want to turn my back on her. I promise, I’ll work harder and make sure we get the money back fast, okay?”

I didn’t respond.

Ethan folded his hands together and pleaded, “Honey, I’m really sorry. I’ll never do this again. I didn’t think it through, but you were right there next to me. If you didn’t agree, I would’ve stopped. Please forgive me, okay?”

I couldn’t help but laugh bitterly, my frustration growing. “So now, not taking all of our savings is considered a good thing?”

“Tell me, Ethan, where did I go wrong?” I set my bowl down, crossing my arms as I looked at him, curious to hear his response.

Ethan paused for a moment before replying seriously, “Thank you, Honey, for giving me the chance to explain. First, I shouldn’t have made the decision without your approval. That’s the biggest mistake, and I’ll write an apology letter later. But I just didn’t want my mom to think I didn’t care, which is why I didn’t hesitate. Second, I shouldn’t have treated our savings like my own money. I promise, I’ll never do that again.”

He actually sounded convincing.

I shot him a look of annoyance. “Ethan, honestly, I was really mad about this. But since you’ve at least admitted your mistake, I’ll let it go this time. You say your mom’s always been good to you, and now that she needs help, you can’t say no. I get that. But still, your mom even knew she had to ask me first. Why didn’t you think of that? This money wasn’t just yours to give away.”

Ethan clasped his hands together. “Honey, I’m really sorry. I messed up. I wasn’t thinking. But, to be fair, you were right there. If you didn’t agree, I would’ve stopped.”

“Alright, alright,” I said, raising a hand to stop him. “No more excuses. Since you know you were wrong, there should be consequences. You’re doing the housework for the next three months.”

“Okay, okay, no problem,” he said eagerly, but then hesitated. “What about the money situation?”

I took a moment to think. “Our savings is around five hundred and fifty thousand. Let’s give them two hundred and fifty thousand. That should be enough to show your mom we appreciate all she’s done for you. We’re still young. We’ll make more and save more, and in a couple of years, this money will be back in our account.”

Ethan immediately pulled me into his arms and kissed me passionately on the cheek. “Honey, you’re the best.”

I pushed him away, disgusted. “Ugh, get off. You’re all greasy.”

“Heh, I’m just showing my love,” he said, grinning. “Alright, I’ll go call my mom now.”

“Mm, go ahead,” I said, turning toward the living room to watch TV. But my ears were straining, listening to him talk to his mom on the phone.

“Mom, I just talked to Evelyn. She said she can contribute fifty thousand, so that makes up the two hundred and fifty thousand.”

“Mmm, you’re the best, Evelyn.”

“Alright, Mom, I know. I’ll take care of Evelyn.”

Hearing this, I finally relaxed.

Thank God. Ethan made sure I wouldn’t be the only one making sacrifices.

Chapter 2

Ethan’s mother, my mother-in-law, Margaret Shaw, is actually his stepmother.

When Ethan was three, his biological mother divorced his father, and when he was five, Margaret came into their lives.

In Ethan’s own words, Margaret treated him like her own son.

And after his biological mother left, never to return or even contact him, Margaret became his whole world.

So much so, that when he was ten and heard someone say Margaret wasn’t his real mother, he got into a violent fight, his head bleeding badly.

Margaret cried for days, unable to recover from the heartbreak. She held him tightly, repeatedly telling him, "You are my real son, don’t listen to anyone else."

It was from that moment that Ethan found his strength in Margaret, and since then, he could not bear to hear anyone speak ill of his mother. If they did, he’d fight them fiercely.

Because of Ethan’s intense reaction, no one dared to speak out of line about Margaret from that day on.

It wasn’t until Ethan was eighteen, about to leave for college, that Margaret finally told him the truth one night before he left.

Ethan said he couldn’t sleep that night.

The next morning, he told Margaret, “I don’t care. You’ll always be my real mother, no matter what.”

Margaret held him tightly and cried loudly.

From then on, their relationship grew even stronger.

Ethan would say, “Margaret’s love and care for me went beyond what any ordinary mother would give. I owe her my gratitude.”

I met Ethan in college.

We dated for four years, got married five years ago, and now, at thirty, after nearly ten years together, I can say Margaret has been nothing but good to me.

She celebrates Christmas and birthdays, always sends red envelopes with gifts, and calls regularly to check in.

My own mother has never been so thoughtful.

So, when Margaret and Ethan brought up the topic of money, Ethan agreed without hesitation, and I was on board with it.

Of course, I knew it was also necessary to gently remind Ethan of our own situation.

We’ve spent most of these years working away from home, and aside from sending gifts during the holidays, we haven’t been able to offer much help to Margaret or his father.

Ethan’s half-brother, on the other hand, has stayed home since graduating from college and has been looking after their parents.

And we’ve had no plans to go back to the old house anytime soon.

Both Margaret and his father have retirement pensions, so they really don’t need our help.

Ethan and I both agreed that since Margaret had only asked once, we couldn’t disappoint her.

Of course, we had our own motives.

After all, we’re both thirty now, with a two-year-old child, and still don’t own a home. We’re still sending our child to my parents’ house and only picking him up on weekends.

We had originally planned to save up for a down payment by the end of the year, but we couldn’t possibly give all our money away.

Our principle has always been to give what we can within our means.



After Ethan transferred the money to Margaret, he visibly relaxed.

Amused but also feeling a little sorry for him, I fixed him a late-night snack. “Alright, eat up. Tomorrow we’ll be back at it, working hard to make money and save.”

“Yeah, it’s tough on you, Honey.”

“Stop talking like that! We’re a family. Tomorrow’s Friday, so let’s go pick up our son.”

“Okay.”

When there’s hope in life, the days become meaningful.



The year flew by, and before we knew it, it was Christmas time.

Ethan and I, with our child, packed up and headed to Shaw's home.

Landon Shaw was there to meet us at the airport.

But instead of taking us back to the old house, he drove us straight to his new place.

Landon explained, “Dad and Mom are at the old house. It was torn down a few months ago.”

My heart skipped a beat.

The demolition of the old house had been talked about for years, but nothing ever came of it.

A few months ago?!

How come Ethan’s parents never mentioned a word about it?

It seemed that all the compensation from the demolition went to Landon.

I also remembered Margaret asking Ethan for money to help Landon buy a house, and a sharp pang of discomfort pierced my chest.

I glanced at Ethan, but he was happily asking Landon, “The house was demolished? When did that happen? I didn’t hear a word from you guys.”

Landon stammered, “A few months ago… we did mention it. Didn’t you hear?”

Ethan froze for a moment, then quickly changed the subject.

The bitterness inside me was close to overflowing.

It seemed they not only kept the demolition money a secret, but now they were trying to count on our savings.

But it was almost Christmas, so it wouldn’t be right to start a fight.

I sighed. The old house was Ethan’s parents’ property, and how they divided it was none of our business.

When we arrived at Landon’s new house, the sting in my heart deepened.

Ethan and I had been married for so many years and still hadn’t bought a house. We had planned to buy one last year, but...

Feeling down, I couldn’t bring myself to do much. I was sluggish, not wanting to lift a finger.

Margaret, on the other hand, was as cheerful as ever, showing no sign of any cracks in her fa?ade.

Sometimes, I think this is what mastery looks like.

She subtly pushed us out of the picture while making us feel grateful to her.



That night, I couldn’t hold back and whispered to Ethan, “Your mom is something else! And your dad is way too biased! They don’t even tell us about something as huge as the house demolition.”

Ethan’s face darkened, but he didn’t respond.

I poked him. “What? No response? Does it bother you to be made a fool of?”

Ethan waved his hand in annoyance. “Alright, it’s just money. Why are you still going on and on about it?”

The frustration that had been building up in me finally burst out. “Ethan, this ‘little bit of money’ is enough to buy a house or a car. We’ve been saving for years, and still can’t afford one. You think it’s not important? Hah, if you don’t care, then why don’t you just take it and buy us a house? And don’t forget, our son’s growing up. We can barely fit in this tiny rented place.”

“Why are you yelling? I was just trying to get the conversation over with. If my parents hear you, it won’t be good.”

I glared at him, my anger flaring. “All you ever do is talk about your mom, your mom, your mom. You’re so loyal to her, but look how she’s scheming against you now. Go ahead and join her.”

Ethan lunged at me, covering my mouth with his hand. “Please, can we not fight? I’ll wash dishes for a whole year. Please, don’t make a scene. We did the right thing. If we turn this into a fight, we’ll be the ones losing out. Honestly… I didn’t expect things to go down like this.”

I couldn’t help but laugh through my tears. He had a point. We were just trying to do the right thing, and now if we caused a scene, it would make everything worse.

“Fine, fine, sleep. But remember what you said — you’re washing dishes for a year.”

That night, my frustration lingered. This Christmas just didn’t feel as lively as it usually did.

Everything felt... flat.



Just as we were preparing to head back to Meadowfield City, Margaret had an accident.

That day, both my child and I were feeling under the weather with a bad cold.

We had planned to visit Ethan’s aunt for New Year’s, but with our cold, it seemed better to stay in for the Christmas holiday.

So, only Ethan, Landon, and his parents went.

Ethan had always been close to his cousin, so he ended up drinking a little more than usual.

When they came back, Ethan wasn’t with them.

On the way back, there was a car accident.

His father and Landon only had minor injuries, but Margaret had multiple fractures.

I didn’t hear the news until the next day.

Chapter 3

Ethan came to pick up the child and me to go to the hospital. His eyes were slightly red, and his mood seemed off.

The atmosphere was heavy, and I remained silent.

When we arrived at the hospital, Margaret was still in the operating room.

Landon and my father-in-law were waiting outside, both looking pale.

As soon as Landon saw us, he quickly stood up, hurried over, and handed the child to his father. Then, pulling Ethan aside, he said, "Brother, Sister-in-law, can I have a word with you?"

Ethan and I followed him to the stairwell.

Landon hesitated before speaking. "Brother, Sister-in-law, do you have any money? I... I don’t have enough."

His voice grew quieter with each word.

The air seemed to freeze.

I stayed silent, not saying a word.

Ethan asked in a low voice, "How much do you have left? Have you asked the doctor how much it will cost?"

"The doctor said it might take around a hundred thousand... I only have a bit over ten thousand."

I remained silent, instinctively fiddling with the buttons on my coat.

Ethan paused for a moment, then spoke. "I..."

Seeing this, I quickly cut him off. "We have thirty thousand here. We’ll front that first. For the rest, let’s all figure out a way together."

Ethan glanced at me but didn’t say anything.

Landon’s eyes were red as he gratefully said, "Thank you, Sister-in-law, for understanding."

I took a deep breath. "Why are we even talking about this? We’re family. With everything that’s happened, I just hope Mom comes out of this okay. Nothing else matters."

I changed the subject. "Landon, did you have breakfast with Dad?"

Landon instinctively replied, "Not yet..."

"How much longer is Mom’s surgery?"

"Another hour or so."

"Then I’ll go with your brother to grab some breakfast. We can also discuss how to raise the money."

"Okay, thank you, Sister-in-law."

I took Ethan’s hand and we started walking toward the hospital exit.

"Honey, are you upset?" Ethan asked after a long pause.

I didn’t answer.

In my mind, I kept thinking about how to express my true feelings.

Outside the hospital, I tucked my hands into my sleeves and looked at Ethan, speaking frankly. "Yeah, I’m a little upset. I admit, your mom has been good to you and even to me. So, when she asked for money last time, I didn’t object.

But she and your dad saved their retirement pensions for Landon, and there’s the matter of the demolition, and they didn’t even discuss it with us. I heard Landon bought his house outright, a 130-square-meter place. It seems like all the demolition money and your parents’ savings are gone. So now, when they need money, it’s all gone."

I paused, then continued. "Ethan, just looking at the facts, your family didn’t handle this well, and it bothers me. But now, with your mom in the hospital, I can’t just stand by and let you handle it alone.

She gave you life, and we should return that favor. If we had the money, I wouldn’t be saying any of this, but our savings of 550,000—remember, we already gave 250,000 last time. If we give another 100,000, then buying a house will be pushed back for years. Ethan, the kids are about to start school. We..." My voice caught, and my eyes watered.

"Ethan, if I had the money, I wouldn’t mind contributing whatever you need. I’d consider it part of your filial duty. But right now, we’re struggling too. We can tighten our belts, but we can’t keep the kids living like this."

Ethan gripped my hand tightly, his face torn, frustrated, and helpless.

I sighed softly. "I shouldn’t even have to say this, but we’ve been married for a while now, and we haven’t bought a house. We can’t let the kids stay at my parents’ forever. Bringing them back and having them live in this tiny rented one-bedroom apartment... it’s too much for them."

Ethan pressed his lips together. "Yeah, so what’s your solution, Honey? Just tell me."

"We can give the money, but not without some conditions. Ten thousand each, you and Landon, and have him sign an IOU. He can pay us back later. What do you think?" I looked him straight in the eye.

Ethan hesitated, his expression uncertain.

I added, pushing a little harder. "Ethan, you have to think about our own little family."

He looked at me, conflicted. "But we don’t have enough money right now, and my heart just can’t handle it..."

I took a deep breath, holding back my anger. "Ethan, if you really feel guilty, fine. We can settle this between us. After expenses, your salary is yours. From now on, I won’t touch your money. But my money, I have to save for the house. If you want to be filial, then go ahead..."

I turned to walk away.

Ethan grabbed my arm. "Evelyn, Honey, don’t... I didn’t mean it like that. Please, don’t go. I agree with what you said. We’ll do it your way."

I shot him a half-smile. "Don’t pull that on me. I’m afraid I’ll be blamed for not letting you be filial. Then I’ll get the bad name while you get the benefit."

Ethan shook his head frantically. "No, no. I’m going to talk to my brother right now. You’re absolutely right, Honey."

Seeing his sincerity, my tense heart finally relaxed. "Alright, you talk to him, and I’ll transfer the money. Just tell him we’re getting help from someone else."

"Okay."

Honestly, I could tell Ethan wasn’t thrilled, but I was relieved he was still rational and didn’t try to carry the entire burden himself.

That gave me a bit of comfort.

Maybe I’m selfish and cold-hearted, but I have to think about our little family.

Ethan and I picked up some burgers and coffee, then hurried back to the hospital.

When we arrived, I handed the child back to my father-in-law and told him to eat breakfast first.

Ethan then pulled Landon aside toward the stairwell.

The two of them returned quickly, looking more relaxed, probably having come to an agreement.

Ethan met my gaze and gave me a subtle nod.

I breathed a sigh of relief.

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My Mother-in-Law's Schemes Nearly Broke Us

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