Chapter 4

"Are you going to stare at the dotted line all day, or are you going to sign it?" Theo leaned across the polished mahogany desk, tapping the thick stack of papers with his knuckles.

The silver pen felt heavy in my fingers. The tip hovered a fraction of an inch above the thick white parchment.

"I'm reading the clauses," I said, scanning the dense legal jargon.

"It's a standard transfer of deed. The seller just wants the cash. You want the ruin." He tilted his head, watching my face. "Unless you're waiting for Ben to walk through that door and tell you it's a bad idea."

My grip on the pen tightened. "Ben doesn't get a vote anymore."

"Then prove it." Theo crossed his arms. "Because right now, you look exactly like the girl who waited six years for a ring. Hesitant. Unsure. Hoping someone else makes the final call."

I glared at him. "I am not waiting for anyone."

"Then why is the pen floating?"

I slammed the nib onto the paper and dragged the ink across the line. Hannah Collins.

I flipped to the next page. Signed again. Initialed the bottom corner.

"You realize there is no backing out after this page," Theo warned, his tone losing its mocking edge for a split second. "The seller assumes zero liability for the water damage. If the floor collapses tomorrow, you own the rubble."

"I'll buy a shovel." I flipped to the final page and slashed my signature across the bottom.

I pushed the stack of contracts across the desk.

Theo picked them up, aligning the edges with a sharp tap against the wood. "Bold. I didn't think you actually had it in you."

"You don't know me, Theo."

"I know you spent half a decade funding Ben's savior complex. Buying this place is the first selfish thing I've ever seen you do." He stood up, buttoning his suit jacket. "Let's go pay the piper."

"I need a cashier's check for thirty thousand dollars," I told the teller, a middle-aged woman with thick glasses. "Made out to the Escrow Company."

She typed furiously on her keyboard. "Drawing from the individual checking account?"

"Yes."

"And I see a request here to close the joint savings account." She peered at her monitor, frowning. "Are you sure? It requires both parties to authorize if there's a balance, but since it's currently at zero..."

"Close it," I said.

"Usually, couples like to keep it open in case of delayed deposits. Or tax refunds."

"There won't be any deposits. Ever."

The teller blinked, taken aback by my tone. "I just have to warn you, reopening a joint account later requires a new application and another credit check."

"I don't plan on reopening it."

"Alright. I'll need to print a closure certificate for your records."

"Print it."

The machine whirred, spitting out a crisp, green-bordered check followed by a single sheet of white paper.

I picked up the document.

Account Status: Closed. Final Balance: $0.00.

Six years of skipping vacations, wearing cheap boots, and packing sandwiches, reduced to a zero-balance receipt. The phantom weight of Ben's constant financial monitoring lifted off my chest. I handed the cashier's check to Theo, who stood beside me, leaning casually against the velvet rope stanchion.

"Paid in full," I told him.

Theo inspected the check, holding it up to the light. "Congratulations. You just bought yourself a disaster."

"I bought myself out."

"Same thing." He folded the check into his suit pocket. "Let's go get your prize."

Theo reached into his coat pocket. He pulled out a heavy, tarnished brass key.

He didn't hand it to me immediately. He held it up, the jagged metal catching the dull afternoon light.

"You know what this is?" he asked.

"The key to a moldy box."

"It's leverage." He dropped the key into my open palm.

The cold metal bit into my skin.

"From today on, no one behind this door can tell you to leave," Theo said, his voice dropping low enough to compete with the passing traffic. "No one can kick you out because their car broke down. No one can drain your funds for someone else's rent. You own the walls. You own the floorboards."

I curled my fingers around the jagged edges. The brass was freezing, solid, undeniable.

"Thank you, Theo."

"Don't thank me yet. You still have to tear out the kitchen." He turned toward the street, raising a hand to hail a passing cab. "The demolition crew I recommended will text you tomorrow morning. Don't be late."

"I won't."

He opened the yellow door of the taxi, pausing before sliding into the backseat. "And Hannah?"

"What?"

"Change your locks anyway. Ben has a habit of showing up where he isn't wanted."

"He doesn't know where this place is."

"He'll find out." Theo stared at me from the shadows of the backseat. "Men like Ben don't just let their safety nets walk away. He's going to come looking for you."

The door slammed shut. I watched the cab merge into the busy traffic until it disappeared around the corner.

I climbed the four flights of stairs, my boots thudding against the worn wooden treads. I slid the brass key into the deadbolt of unit 4B. The lock was stiff, requiring a hard twist before the mechanism finally yielded with a loud clack.

I pushed the door open.

The apartment was dead silent. The musty smell of peeling wallpaper and damp wood greeted me. I stepped into the empty living room, my footsteps echoing off the bare walls.

Outside, the wind rattled the loose windowpanes.

I stood in the center of the debris, staring at the ruined kitchen. The silence was absolute. No arguments about plumbing emergencies. No faint scent of vanilla and jasmine perfume. Just the hollow sound of the wind pushing against the glass.

For the first time in six years, I didn't have to check my phone to see if my fiancé was actually coming home. I didn't have to wonder if he was fixing Olivia's sink or paying Olivia's rent.

I walked over to the peeling wall and pressed my palm against the dry, cracking paint. Mine. Every ruined inch of it.

My phone vibrated in my coat pocket.

I pulled it out, expecting a text from the demolition crew.

The screen lit up with a name.

Eleanor. Ben's mother.

My thumb hovered over the red decline button. Eleanor never called me during work hours unless someone was in the hospital.

I swiped the green icon and brought the speaker to my ear.

"Hello?"

"Hannah Collins, what on earth is going through your head?" Eleanor's voice pierced the quiet room, sharp and vibrating with anger.

"Excuse me?"

"Don't play dumb with me." She practically shouted into the receiver. "Ben just called me in a total panic. Why did you cancel the down payment on the house?!"

Chapter 5

"Did you hear me, Hannah?" Eleanor demanded, her voice shrill through the phone speaker. "You do not just pull out of a mortgage four months before the wedding. You are ruining his credit."

I stood in the center of the ruined living room, staring at the peeling wallpaper. "I didn't ruin anything."

"Then put the funds back immediately. Ben is stressed enough with his job. He doesn't need his fiancée throwing a tantrum over a minor delay."

"It isn't a minor delay, Eleanor. He drained our account."

"He explained the situation to me. Olivia was in a bind, and Ben stepped up to help a single mother. That is the kind of generous man I raised. You should be proud of him, not abandoning him."

I kicked a loose piece of baseboard across the dusty floor. "I am not returning the funds."

"Why on earth not? You have the transfer receipt."

"Because the money that belonged to me was already spent by your son."

"What are you talking about? Ben is incredibly responsible with your joint finances."

"Ask him about Olivia's rent," I said.

"Hannah, do not change the subject to—"

I pressed the red icon on the screen. The call dropped, cutting off her lecture. I tapped Eleanor's contact profile, scrolled to the bottom of the menu, and hit block.

Heavy footsteps echoed from the stairwell.

Theo walked through the open doorway. He carried two massive plastic buckets of white primer by their wire handles. A folded white protective suit rested over his forearm.

He set the buckets down. The heavy thud shook a loose piece of plaster from the ceiling, sending a fine white powder drifting onto his tailored shoulder. He brushed it off without looking.

"You're early," I said, slipping my phone into my back pocket.

"I figured you would need the right tools before the demo crew gets here."

He stepped back out into the hallway. A loud scrape of metal against wood followed. He dragged a long, steel-handled sledgehammer across the threshold and tossed it forward. The heavy iron head slammed onto the warped floorboards right at my feet.

I stared at the weapon.

Theo pointed a gloved finger toward the bloated partition dividing the kitchen from the living space.

"You wanted the non-load-bearing wall gone," he said. "Start swinging."

I looked from the hammer to the moldy drywall. "I have no idea how to do this."

"Hit it until it breaks. There is no technique." Theo tossed a pair of scratched safety goggles onto the plywood table. "Put those on first. I refuse to drive you to the emergency room today."

I picked up the goggles and pulled the elastic strap over the back of my head. The plastic lenses smudged my vision, but the rotting wall remained perfectly clear.

I bent down and wrapped my fingers around the cold steel handle. It weighed at least ten pounds. Dragging it upward, my shoulders ached instantly.

"Wider stance," Theo instructed. He leaned against the doorframe, crossing his arms. "Use your hips. Don't just swing with your arms. Let the weight of the iron do the work."

I shifted my boots apart, planting them firmly on the uneven linoleum. I fixed my eyes on a dark water stain shaped like a crescent moon in the center of the drywall.

I swung.

The iron head crashed through the brittle plaster. A cloud of gray dust exploded into the air. The sound cracked like a gunshot in the empty apartment.

"Again," Theo said, his voice cutting through the ringing in my ears.

I pulled the hammer back, twisting my torso, and swung harder. The drywall splintered. Chunks of white chalk and yellowed paper rained down onto the floor.

I swung a third time. The iron smashed through a wooden slat.

"Keep going," Theo urged.

Six years of packing turkey sandwiches while he bought Olivia lattes.

I ripped the hammer out of the hole and drove it forward again.

Waiting on the porch in the freezing rain for a showing he never attended.

The metal bit into the wall, tearing a massive jagged gap in the center.

The vanilla and jasmine perfume on his jacket.

I swung the hammer in a relentless rhythm. My arms burned. Sweat dripped down my neck, soaking the collar of my shirt. The hole in the wall grew larger, exposing the wooden studs and tangled, dead wires inside. Dust coated my throat, but I refused to stop.

Every lie. Every excuse. Every time he told me I was overreacting.

"Hit the strut," Theo commanded, pointing to the thick wooden beam in the center.

I drove the sledgehammer into the wood.

The entire center section of the partition collapsed inward with a deafening crunch. Plaster shattered across the kitchen tiles, sending a thick wave of debris rolling across the room.

My chest heaved. I dropped the hammer. The metal handle clattered against the rubble. I pulled off the goggles, gasping for air. My lungs burned, but the heavy, suffocating weight that had sat on my chest for years was gone.

I wiped the gritty dust from my forehead with the back of my wrist.

"Better?" Theo asked.

He stepped over the fallen plaster, holding a red steel crowbar.

"Much." I coughed, waving the dust away from my face. "I think I want to tear down the cabinets next."

"Pace yourself," Theo said. "The crew will handle the high stuff. You have a good swing, though."

"I had a lot of motivation."

"I can tell." He tapped the crowbar against a surviving piece of baseboard. "Did Eleanor call?"

"How did you know?"

"Ben is predictable. When he loses control, he sends his mother to guilt-trip you back into submission."

"It didn't work."

"Good."

Rapid, heavy footsteps pounded up the wooden stairs outside.

The sound was frantic, skipping steps, echoing loudly through the quiet hallway. Someone was running.

I turned toward the open doorway just as a figure rounded the landing.

Ben.

He wore the same damp jacket from yesterday. His hair was disheveled, his chest rising and falling rapidly from the climb. He stopped dead in his tracks at the threshold.

His eyes darted from the shattered drywall to the sledgehammer at my feet, then slowly traveled up to my dust-covered face.

"Hannah?" he choked out, his voice cracking.

He stepped into the apartment, his gaze shifting past me.

Ben froze, his expression contorting into absolute shock as he stared at the man standing right beside me, gripping a steel crowbar.

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