I'm supposed to become the valedictorian of the state, but I decide to not attend the SATs.

After all, in my previous life, my best friend, Bianca Walters, had made a pact with a tenfold transfer system.

The three-million-dollar prize money I had obtained from becoming the state valedictorian was transferred into Bianca's account. On top of that, it was increased by ten times as well.

Just like that, Bianca moved on from wearing faded old clothes to limited branded apparel. She even muttered, "What's the point of being a top scorer even though you're poor? At the end of the day, you'll still slave away for us rich people!"

Enraged, I rushed over and demanded Bianca for answers. But my boyfriend, James Tipps, was quick to shield her from me and yelled at me for being a crazy lady who was jealous of others.

Since my mom couldn't get her illness treated due to the lack of money, she ended up dying with resentment in her eyes.

Overwhelmed by despair, I took my life by jumping off a building.

Beep!

When I open my eyes again, I realize that I've gotten reborn.

This time, I've also made a pact with the tenfold transfer system.

"You must study hard, Anna Lawson. After all, someone like you who's destined to be a pauper was born to work for wealthy people like me," Bianca Walters said.

I knew I had been reborn when Bianca's loathsome voice reverberated in my ears. I had been brought back to the day when my so-called best friend told everyone that she had managed to earn seven million dollars through her own business.

The pain of all my bones shattering into a million pieces after I jumped off the building still lingered.

My boyfriend, James Tipps, infuriated and berating snapped me back to reality.

"Have you gone deaf, Anna? Or are you just pretending not to hear what Bianca said to you? Her kindness is truly wasted on someone like you."

"That's enough," Bianca chimed in. "It's fine. Don't be so harsh on Anna. Maybe she just isn't able to accept the cruel reality for the time being."

Bianca held James' hand, hoping to comfort him.

James shot a pained look at Bianca before pulling her into his arms.

Meanwhile, I pulled out my phone and checked my bank account. It was completely empty.

As expected, Bianca had used the tenfold transfer system to steal the seven million dollars that I had gotten from selling the house. I had planned to use the money to pay for Mom's medical bills.

"How did you manage to earn seven billion dollars from your business, Bianca? Can you teach us your secrets?"

"I second her suggestion! We don't want to study hard anymore, Bianca. Let us join your business!"

The students approached Bianca and formed a circle around her.

"Oh, there's no secret!" Bianca replied. "My family's company has been helping me the entire time. Mom and Dad just can't bear to see me work so hard."

Envy glinted in the eyes of the students upon hearing Bianca's words. They then shot looks of disdain at me.

"Anna truly has no idea how good she has it. Not only is Bianca pretty and kind, but she also sponsors Anna by giving her some money every month. Now, she's even promising to let Anna work at her company after graduation."

"I have no idea what Bianca sees in Anna. Even if we ignore her poor and shabby appearance, she's still incredibly ungrateful. She's nothing but a heartless wretch!"

In my past life, I desperately tried to explain to everyone that Bianca had transferred seven million dollars out of my account and to herself after I was framed. She even pretended to be charitable and donated a few hundred dollars to me.

I hadn't expected everyone to assume that I was being jealous, pointing at me and scolding me for being ungrateful.

James had also slapped me hard across the face on Bianca's behalf.

This time, I grabbed Bianca's hand. Tears streamed down my face as I looked at her and said, "Thank you for sponsoring me, Bianca. Don't worry. I'll definitely study as hard as I can to repay you."

The students were rendered speechless by my words.

Meanwhile, Bianca seemed immensely pleased as she enjoyed my pathetic reaction. "You have to become the top scorer in the province, Anna. If you aren't able to secure the three-million-dollar reward, you won't be able to pay for your mother's treatment."

As expected, Bianca was still eyeing the reward money for becoming the provincial top scorer. I had no doubt that she would transfer it out of my account the moment I received it.

I thought about the pain I suffered in my last life when my family fell apart, but I continued to maintain a grateful expression on my face.

…

I visited Mom in the hospital after school was over. She was sound asleep.

Genuine tears rolled down my face as I looked at Mom's thin face. She had lost an alarming amount of weight because of her illness.

"I'll protect you this time, Mom," I murmured as I held her hand.

I activated the tenfold transfer system, setting Bianca as the target.

"I'll consider the seven million dollars that you stole from me as payment for your life, Bianca," I thought to myself.

In my past life, I didn't understand how Bianca had suddenly gotten rich.

We grew up in the same rundown apartment building. Both of us washed and rewore our clothes so many times that they became worn and faded.

I couldn't understand how she suddenly became wealthy after transferring to my school, but I had a gut feeling that it wasn't because of her so-called business.

At first, I couldn't figure out why my money would disappear from my account without rhyme or reason. I assumed that I was caught up in some sort of telecom fraud scheme and thought that I wouldn't be able to find out the truth even if I made a police report.

Everyone assumed that I had gone mad due to my obsession with money.

The missing puzzle pieces finally fell into place when Bianca suddenly announced that she had earned seven million dollars through her business.

She had been the mastermind pulling the strings behind the scenes all along.

Fortunately, an omnipotent being decided to give me another chance at life.

This time, I was determined to make Bianca pay for her transgressions against me.

…

I spent the rest of the night taking care of Mom.

The next day, I noticed the students were shooting envious looks at me when I arrived at school.

"Anna scored the highest points for the mock exams in the entire city!"

"That's amazing! I wonder how she did it. She's probably going to become the provincial top scorer too. The award is three million dollars!"

Meanwhile, Bianca gripped her desk tightly. She looked extremely annoyed when she said, "So what if she scored the highest points in the city? She still has to rely on me to sponsor her.

"A regular person wouldn't be able to achieve the wealth of my family even if they worked themselves to the bone for an entire decade. So what if she becomes the provincial top scorer? She would still end up working for me in the end."

Bianca's eyes flashed before she continued, "Don't worry if you didn't do well on your SATs, everyone. You can work at my company. I'll even give you some of the shares."

The students immediately flocked to Bianca.

"You're right! So what if she's good at studying? In the end, she'll just end up being your employee, Bianca."

"You're so kind, Bianca! Anna, you should show Bianca how grateful you are. There's no way you would have scored the highest points in the city without her sponsorship."

"Grovel at her feet and show her how grateful you are!"

Bianca's upset expression morphed into a happy one. She puffed out her chest and looked at me haughtily.

I scoffed and pulled out my phone. I then dialed a number and set the phone on speaker mode.

"Mrs. Walters, it's me, Anna. Bianca only scored 700 points during the mock exams. I wouldn't have scored 1,600 points if I had known her results would end up like this. She's really upset now. Why don't you comfort her?"

A furious voice that belonged to a middle-aged woman echoed from the receiver, "You good-for-nothing, money-wasting Bianca! I had to spend so much money and nearly went broke to send you to the same high school as Anna. I did all of that because I wanted to give you the best learning environment."

The woman took a deep breath before continuing through gritted teeth, "And how did you repay my hard work? Anna scored 1,600 points while you only scored a measly 700 points! Your score isn't even half of Anna's!

"I'm going to teach you a lesson you won't forget when you get home!"

A dead silence descended upon the classroom.

The students exchanged glances with each other before whispering among themselves.

"Was Bianca lying this entire time? Her family had to use all their money to send her to this school?"

"That's impossible. Doesn't she own a successful business? And where did she get so much money from? Didn't she show us her bank balance in the past?"

"Maybe she edited the photo. Maybe she's been faking it this whole time."

The color drained from Bianca's face in an instant. She lunged at me and tried to snatch my phone out of my hand.

I immediately took a step backward and dodged her attack.

James clamped a hand around my arm and dragged me to the side, exerting so much force that the pain temporarily rendered me speechless. He snatched my phone from me and ended the call.

"What do you think you're doing? How dare you hire someone to act as Bianca's mother just to frame her? Bianca's giving you money to sponsor your studies. Calling you ungrateful is far from enough, Anna. You're such a despicable person!"

James glared at me with disdain. Gone was the tall and handsome man with the clear and bright eyes who had blushed and stammered when he confessed to me.

The students around us began chiming in upon hearing James' words.

"No way, Anna. I didn't know you were that jealous of Bianca. She treats you so well and gives you money every month. Why would you slander her like this? How terrible!"

"How frightening! I had no idea that Anna was such a schemer. I nearly fell for her lies."

"It's pointless for her to have such good results when she has such a horrible personality. What an ungrateful wretch!"

I stood there and let them hurl their insults at me. I wasn't bothered enough to explain myself to these spineless idiots who couldn't even form their own opinions. I turned around and prepared to leave.

"Wait," Bianca said, blocking my path. "Did I give you permission to leave? Do you really believe that you can just slip away after dragging my name through the mud?

"I'm willing to be the bigger person and let you go, but you have to grovel for my forgiveness first. You can forget about leaving if you don't."

Bianca's admirers immediately surrounded me upon hearing her words.

"Didn't you hear Bianca? Hurry and beg for her forgiveness!"

"You should get on your knees right now if you know what's good for you. Don't blame us for being rough with you if you don't."

The corners of my lips twitched up into a smile as I swept my gaze over them. I pulled out a can of pepper spray from my bag and sprayed it at one of the male students who tried to pin me down.

The student let out a bloodcurdling scream as he covered his face and rolled around on the ground. "My eyes!"

"Are you still going to block my way?" I asked lightly.

Everyone snapped back to their senses and immediately backed away from me as far as they could. They were terrified of being the next victim of my pepper spray.

"All of you are useless!" Bianca exclaimed while stomping her feet and digging her sharp nails into her palms.

I ignored her and left the classroom, making my way toward the office. I lightly rapped my knuckles against the door and waited.

"Come in."

My teacher, Heather Miller's, gentle voice resounded from beyond the door.

I pushed open the door. Looking at Ms. Miller with determination blazing in my eyes, I said, "I've decided not to take the exams, Ms. Miller. Instead, I’m going to sign my National Letter of Intent instead."

"Are you sure, Ms. Lawson?" Heather asked seriously.

I nodded without any hesitation. "I've made up my mind, Ms. Miller."